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There are many types of health insurance policies available in India; these include individual plans, family floater plans, group health insurance plans, etc.
There are many different policies that you can buy, and there are many conditions that affect a health insurance policy; these include age, gender, medical history, lifestyle, etc.
There is no right age to buy a policy. But the earlier you buy the policy, the lesser the premium.
Copayment is a certain percentage of the claim that the insured agrees to pay along with the insurance company.